What are main purposes for debit card use?

Gift Card Cash Card Travel Card Family Card Money Transfer Card Agent Payment Card Company Incentive Card Payroll Card

What are main benefits of debit cards?

No name on the card 100% secure PIN-based No expiration dates No deposit limits Anyone can apply around the world Multiple choice for loading

What is an Aviapaycards?
Aviapaycards offers what are known as stored value cards. That means that you store money on the card and access it by using your card at a bank machine (ATM) or by using to make purchases.
Are there different types of cards?
Yes and no. All cards function in basically the same way, but they can be put to a number of different uses. The possible uses are virtually endless.
Who is aviapaycards.com?
aviapaycards.com is owned by Aviapaycards S.A., company registered in Panama which is member of Slogold and Avia Group.
Is Aviapaycards a bank?
Aviapaycards is a Debit Card solution Provider.
Are your prepaid cards available to people worldwide?
Anyone can apply regardless of his or her nationality, credit history or status, from almost any country in the world. Black listed countries excluded.
Do I need identification?
You have to provide your SSN, Passport or Driving License number.
What name will be printed on the card?
There is no individual name printed on it.
How many cards can I have?
We limit two cards per person activated under the same name.
Is your card a credit card?
No, this is a prepaid/stored value card. You load it with your own money and cannot spend more than has been loaded to the card account.
When does the card expire?
There is no expiration date of the card.
Where can I use the card?
Use your card worldwide on ATMs and on POS terminals.
How is the card activated?
Visit www.aviapaycards.com and press the activate your card link, follow the simple instructions and your account will then be activated.
How secure is my money with Aviapaycards?
An Aviapaycards card is more secure than a bank card. Like a bank card, nobody can get at your cash without your Personal Identification Number (PIN). What's more, unlike a bank card, the maximum risk that you face is the amount of money stored on the card. With a normal bank card, someone who steals both your card and PIN may be able to clean out your entire bank account. When it comes to the question of security, the term "stored value" may be a little misleading. The money is not actually stored on the card. It is stored on our secure computers and can only be accessed if you provide your PIN when you use your card at an ATM, at a store or on our Web site. Your PIN is not stored anywhere on your card, not even on the magnetic stripe. The information on the stripe merely identifies you so that our systems can compare the PIN that you enter to the one that is stored in our secure computers. That way, a thief who steals your card cannot learn your PIN even with a magnetic card reader. Because your PIN is so critical to the security of your card, it is important that you protect it. Be sure that nobody is looking over your shoulder when you enter your PIN. Even if you aren't aware of anyone watching you, it is still a good idea to shield the keys of the ATM or store debit terminal with your other hand when you enter your PIN.
Can I use my card like a credit card before I add money to the card?
Aviapaycards provide what is known as a "stored value" card. This means that you must first add money to the card and then spend or withdraw that money from it. You cannot use the card to spend more than the amount of money that is stored on it.
Do I need a good credit record to get a card?
No. Since you cannot spend more money than you have added to the card, the card issuer does not assume any risk and, therefore, is not concerned with your credit rating.
Is my money protected if my card is lost or stolen?
Yes. Nobody can get at your money without your PIN. If your card is lost or stolen, it can be replaced once we verify that you are the authorized cardholder.
What currencies is this card offered in?
The card account will hold funds in United States Dollars. You can withdraw worldwide in the respective local currency of that country.
What is the daily withdraw limit?
$2,500 Daily ATM Withdrawal Limit. $3,000 Daily POS Withdrawal Limit. There is no limit on card to card transferal amounts.
What is the maximum amount I can have on my card?
There is a limit of $100000 per account.
How do I load/fund my card?
Your card can be funded by a variety of methods please visit our Loading Page for further information.
Can other people load my card account?
Yes, you can receive bank wire transfers and card to card transfers. You can receive payment for any goods or services you may provide.
Can I still get at my money if I forget my Personal Identification Number (PIN)?
Not right away. To ensure that your money is safe, you need both your card and your PIN to get at your money. However, if you forget your PIN, call us.
Can I find out how much money is in my card account? Or do I have to keep track of that myself?
You can see your card's balance, along with any transactions applied to your card, on our secure Web site, just login to your account.
Is it less expensive to transfer money from card to card than using a traditional wire transfer service?
Quite simply. Yes.
Are there any transaction fees?
Yes.

Transaction Type	Fee
ATM Withdrawal (Worldwide)	2.95 USD
ATM Withdrawal (Canada)	1.95 USD
POS (Point Of Sale)(Worldwide)	2.70 USD
POS (Point Of Sale)(Canada)	1.45 USD
Monthly Maintenance & Internet Access	2.95 USD
Card-to-card transfer (sender)	2.95 USD
Batch Load (receiver)	1.95 USD
ATM/POS Decline	0.95 USD

If I give a card as a gift, can the recipient replace the card if it is lost or stolen card or do I have to do that?
Yes. The cardholder is a known account holder because the card is in their name. Cardholders can simply contact us directly and we'll replace the card as soon as possible.
Where can I get a card?
You can purchase a card online by our affiliated merchants.
My card doesn't seem to be working?
In order to use your new card you must make sure that you have activated your card properly. You must also make sure that you have enough in your account to cover the purchase or transaction you are making as well as the maintenance fees charged for the use of your card.